Accessing Property Damage Benefits


Dr. John, Esq. is both an attorney and a physician. Before obtaining his law degree, Dr. John Naranja practiced for approximately 12 years as an orthopedic surgeon.

By Marc Diller, Esq.
DILLER LAW, P.C.

return to articles on property damage accidents

After your car suffers damage in a car crash, who will pay the value of your car’s crash-related damage?

After your car suffers damage in a car crash, you may seek payment or reimbursement for you crash-related damages from various sources.
First, you may seek crash-related property damage payment or reimbursement from the insurance policy for your car if such policy has “Part 7: Collision” or “Part 8: Limited Collision” coverage.

Second, you may seek crash-related property damage payment or reimbursement from the insurance policy naming your car’s driver at the time of the crash if such policy has “Part 7: Collision” or “Part 8: Limited Collision” coverage.

Third, you may seek crash-related property damage payment or reimbursement from the insurance policy for household members of your car’s driver at the time of the crash if such policy has “Part 7: Collision” or “Part 8: Limited Collision” coverage.

Fourth, you may seek crash-related property damage payment or reimbursement from “Part 4: Damage to Someone Else’s Property” of the insurance policy for the car driven by the person legally responsible for causing the crash with your car.

Fifth, you may seek crash-related property damage payment or reimbursement from “Part 4: Damage to Someone Else’s Property” of the insurance policy for the driver of the car legally responsible for causing the crash with your car.

Sixth, you may seek crash-related property damage payment or reimbursement from “Part 4: Damage to Someone Else’s Property” of the insurance policy for the household members of the crash’s legally responsible driver.

Seventh, you may seek crash-related property damage payment or reimbursement directly from the party or parties legally responsible for causing your car crash.

Additional Automobile Accidents Resources:

Property Damage Statute (MGL C. 90 S 34O)
Massachusetts Standard Auto Insurance Policy

For more information or a free confidential case review, contact a personal injury lawyer at Diller Law by calling (617) 523-7771, or filling out the form on the right of this page.

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