Accessing Property Damage Benefits

By Marc Diller, Esq.
DILLER LAW, LLP

– return to articles on property damage accidents

After your car suffers damage in a car crash, who will pay the value of your car’s crash-related damage?

After your car suffers damage in a car crash, you may seek payment or reimbursement for you crash-related damages from various sources.
First, you may seek crash-related property damage payment or reimbursement from the insurance policy for your car if such policy has “Part 7: Collision” or “Part 8: Limited Collision” coverage.

Second, you may seek crash-related property damage payment or reimbursement from the insurance policy naming your car’s driver at the time of the crash if such policy has “Part 7: Collision” or “Part 8: Limited Collision” coverage.

Third, you may seek crash-related property damage payment or reimbursement from the insurance policy for household members of your car’s driver at the time of the crash if such policy has “Part 7: Collision” or “Part 8: Limited Collision” coverage.

Fourth, you may seek crash-related property damage payment or reimbursement from “Part 4: Damage to Someone Else’s Property” of the insurance policy for the car driven by the person legally responsible for causing the crash with your car.

Fifth, you may seek crash-related property damage payment or reimbursement from “Part 4: Damage to Someone Else’s Property” of the insurance policy for the driver of the car legally responsible for causing the crash with your car.

Sixth, you may seek crash-related property damage payment or reimbursement from “Part 4: Damage to Someone Else’s Property” of the insurance policy for the household members of the crash’s legally responsible driver.

Seventh, you may seek crash-related property damage payment or reimbursement directly from the party or parties legally responsible for causing your car crash.

Additional Automobile Accidents Resources:

Property Damage Statute (MGL C. 90 S 34O)
Massachusetts Standard Auto Insurance Policy

For more information or a free confidential case review, contact a personal injury lawyer at Diller Law by calling (617) 523-7771, or filling out the form on the right of this page.